Prepaid d ebit card holding the value of the refund.Direct deposit (can be split among three separate financial accounts).While direct deposit is the most popular, there are several ways to receive your tax refund: When e-filin g, you’ll indicate how you want to receive your payment. To e-file, y ou can file online through reliable websites like TurboTax, TaxAct, or E-file or through the IRS Free File tool. Depending on your financial institution, your waiting time may vary. A lthough direct deposit i s f aster, you should still expect to wait a few extra days for the funds to be available in your account. I f yo u want y our money faster, e-filing and choosing direct deposit is the way to go. Receiving your refund as a paper check will s low down the process. According to the IRS, ² paper tax returns are mailed out within six to eight weeks, while those filed electronically will be issued in less than three week s – e ven faster if you choose direct deposit. If you e-filed your return, you can expect to receive a refund through direct deposit faster t han if you mailed in your tax documents.
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